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Tag: retirement income

1 article tagged “retirement income”
Mortgage

Social Security, Pensions and the Gross-Up: Calculating Nontaxable and Retirement Income Without Counting It Twice

The same monthly benefit produces a different qualifying income under Fannie Mae, FHA and VA, and the gross-up is applied to the whole check far more often than the rules allow. A technical account of how our income agent reads the taxable fraction off the tax return, reconciles the award letter against the deposit, tests continuance from documented terms rather than age, and where Regulation B draws the line on what an underwriter may ask.

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