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Tag: fee tolerances

1 article tagged “fee tolerances”
Mortgage

The Three Tolerance Buckets: Balancing the Closing Disclosure Against the Loan Estimate With an AI Agent

Between the Loan Estimate and the Closing Disclosure sits the fee comparison that decides whether a lender owes the borrower a refund. Zero tolerance, ten percent aggregate, and no tolerance are three different rules on three different sets of fees, and a changed-circumstance re-disclosure can move a fee from one bucket to another. Where an AI agent tracks every fee from LE to CD, catches the tolerance breach before consummation, and computes the cure the rule requires.

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