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Tag: seller concessions

1 article tagged “seller concessions”
Mortgage

Dual Contracts, Hidden Seller Credits and Cash Back at Closing: Mortgage Fraud in the Transaction Itself

Some mortgage fraud is not about the borrower at all. It is about the deal: a purchase price that changed after signing, a seller rebate paid outside closing, cash back disguised as a repair credit, a second lien nobody disclosed, a seller who does not own the property. How each scheme shows up across the contract, the appraisal, the Closing Disclosure and the bank statements, the interested party contribution limits it is designed to evade, and the tie-out an AI agent runs on every file.

6 min read
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