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Tag: eNote

1 article tagged “eNote”
Mortgage

eClosing, the eNote, and the MERS eRegistry: The Boundary an AI Closing Agent Cannot Cross

An eNote is only worth anything if it stays negotiable, and negotiability depends on a single authoritative copy whose controller is recorded in the MERS eRegistry. That makes the electronic close a place where software can add real speed and destroy real value in the same motion. What an AI closing agent should orchestrate, what it verifies against the eRegistry, and the one thing it must never touch: the authoritative copy itself.

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