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Tag: valuations

1 article tagged “valuations”
Mortgage

The Appraisal-Copy Rule Runs on Its Own Clock: Delivering Valuations Under ECOA 1002.14 With an AI Agent, Even When the Loan Is Denied

Regulation B 1002.14 makes a lender deliver every appraisal and written valuation to the applicant promptly upon completion, and the duty survives a denial or withdrawal. How an AI origination agent tracks valuation-completion events, delivers to the primary applicant, captures a valid waiver, and keeps the free-copy rule from turning into a fee complaint.

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