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Tag: BOI reporting

1 article tagged “BOI reporting”
Compliance

The Beneficial Ownership Intake the Commercial Bank Still Has to Run: CDD Rule 1010.230, CTA/BOI After the March 2025 Interim Rule, and Where the AI Agent Sits

The Corporate Transparency Act's beneficial ownership filing regime has been through two injunctions, a Supreme Court stay, and a March 2025 FinCEN interim final rule that exempted domestic reporting companies. What has not changed is the bank's independent Customer Due Diligence rule at 31 CFR 1010.230, which requires beneficial-ownership collection at legal-entity account opening under the same 25 percent and substantial-control tests. The intake architecture we run on the commercial-banking desk while the two regimes remain unaligned.

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