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Tag: rental income

1 article tagged “rental income”
Mortgage

Rental Income Is Three Different Numbers and Only One of Them Qualifies the Borrower: AI on the Investment-Property Calculation

A lease says one number, the appraiser's Form 1007 says another, and Schedule E says a third, and an underwriter has to pick the right one under rules that change by occupancy and by how long the borrower has owned the property. How an AI agent produces an auditable rental-income figure under Fannie Mae B3-3.1-08, where the 75 percent factor applies, and the reasonableness call the underwriter still owns.

6 min read
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