Loan Boarding QC: The Data-Mapping Defects an AI Agent Catches When Servicing Transfers
When servicing transfers, thousands of loans board onto a new platform through a data map, and the map is where borrower harm gets built in: a wrong escrow balance, a dropped trial payment plan, an ARM index that boarded wrong. Boarding QC on a sample misses the loan that fails. Where an AI agent reconciles the boarding tape against the source records at full coverage, how it ranks mismatches by borrower-harm risk, and why the correction stays a governed act.