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Tag: refinance

1 article tagged “refinance”
Mortgage

The Right of Rescission on Refinances: The Three-Day Clock, the Disbursement Interlock, and the AI Closing Agent That Cannot Release the Wire Early

Regulation Z 1026.23 gives a borrower three business days to rescind a refinance on their principal dwelling, and a miscounted clock turns into a three-year right to unwind the loan. How an AI closing agent tracks the rescission period, delivers two copies of the notice to every owner, and holds disbursement until the window closes.

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