Tag: AML
2 articles tagged “AML”
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Compliance
FinCEN's Residential Real Estate Reporting Rule Under Section 6403 With AI at the Title and Closing Table: The Nationwide Reporting Person Cascade, the Beneficial-Owner Capture, and What the December 1, 2025 Effective Date Actually Changed
FinCEN's final rule at 31 CFR 1031.320, effective December 1, 2025, replaces the geographic-targeted Real Estate GTO regime with a nationwide reporting obligation on residential-real-estate transfers to legal entities and trusts. The rule uses a reporting-person cascade, requires beneficial-ownership capture on every covered transfer, and imposes a specific 30-day filing window. What the rule actually requires, how the AI agent participates in the closing workflow, and where the compliance risk lands for title, settlement, and mortgage professionals.
Jul 31, 202612 min read
Read moreCompliance
AI Agents for BSA/AML: SAR Narratives, Transaction Monitoring Tuning, and the New Examiner Bar
How banks and credit unions can use AI agents inside BSA/AML programs — covering SAR narrative drafting, alert triage, transaction monitoring tuning, and the FinCEN and FFIEC controls examiners expect to see.
May 15, 20267 min read
Read moreBOOK A DEMO
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