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Sei

For LendersPOS

POS

Runs application intake, status and secure upload — asking for what the file actually needs, and not stopping until the borrower is converted.

Run Sei’s UMOS on your own loan filesHow the system works
Taking the application

UMOS AI-native POS asks what the loan type and the borrower profile actually require and guides the borrower at every step.

What it displaces

TodayStatic point-of-sale solution that doesn’t guide the borrower toward completion.
With the deskA front door that asks for what this file actually needs, because it already knows what underwriting will want.

What it does

  • 01

    Takes the application, and asks the questions this loan type and this borrower profile actually require

  • 02

    Requests the document set the file will need upfront, rather than a few days later

  • 03

    Accepts uploads in whatever shape the borrower has them — photos of a paystub included

  • 04

    Updates the borrower with a real-time status, because it reads the same loan model underwriting does

What it leaves behind

Applicationloan 1026.41
  • Employment historycompleteapp §4
  • Assets — two accounts linkedcompleteapp §5
  • REO schedule — second property foundneededcredit report p.2
  • eSign consentcompleteapp §1
Asked because the file needs it, not because the form has a field

Human-in-the-loop

No guesswork. Exceptions routed to humans

Anything that needs a decision goes to your team with the file assembled and the open questions named.

How a decision is made and proved

What it runs on

2 of 3

  • Borrower calls from the first web lead through servicing and payoff

    • Speed-to-Lead
    • LO Desk
    • Servicing Line

  • Intake, income, condition clearing, Closing Disclosure and QC on every loan

    • Intake
    • Income Desk
    • Clear-to-Close
    • Closing Desk
    • QC Desk
How UMOS™ orchestrates the desks

The rest of the origination side

All 8 origination desks

You Ain't Seen Nothin' Yet

Book a Demo
Pack up some of your complex historical files — any loan type, any investor. We run them through intake, income and condition clearing, and in 30 minutes you see every condition we created and cleared efficiently for your own team, and why.
  • Any loan type, any agency guideline or custom investor overlays.
  • Every finding cited to the guideline or document it came from

Please provide your full name so we know how to address you.

Tell us which company you represent so we can personalise our response.

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Which desks would you like to discuss?*

Choose the desks you’d like us to cover. Pick “Not sure yet” if you’d rather we worked it out on the call.

Roughly, so we bring the right person to the call.

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